📄 Case Submit Karo
⚖ IRDAI Rules 2024 — Ab Change Ho Gaye

Insurance waale ne
reject kar diya?
Rs.219 mein ladna seekho.

Rejection letter upload karo. Hum batayenge — reject valid tha ya illegal. Professionally drafted appeal letter bhi milega.

Rs.26K Cr
Claims reject hue FY24 mein
44%
Rejections IRDAI rules ke against
Rs.219
Sirf itna — lawyer ki jagah
✓ IRDAI 2024 rules pe based analysis
✓ 24 ghante mein full analysis milega
✓ Document 100% secure — sirf hum dekhenge
📄 Rejection Letter Submit Karo
24 ghante mein bata denge — valid tha ya illegal. Free check.
📄
Tap karke upload karo
PDF, JPG, PNG — Max 10MB
🔒 Document 100% secure — sirf hum dekhenge

🔒 Aapki information 100% secure hai. Koi spam nahi.

IRDAI Master Circular 2024 ke rules
Star Health · Care · Niva Bupa · New India
100% Secure Document Handling
Kya Aapke Saath Bhi Aisa Hua?

Yeh sab GALAT hai — aur aap ladh sakte ho.

Yeh 7 cheezein roz hazaaron policyholders ke saath hoti hain.

😞
Saalon ki premium ke baad bhi rejectRejection letter mein itni legal language hai ki samajh hi nahi aata galti kya ki.
💰
Rs.26,000 crore lia — kisi ne appeal nahi kiSirf isliye kyunki unhein pata nahi tha ki unka rejection invalid tha.
🚫
6 saal baad "non-disclosure" ka bahanaIRDAI 2024: 60 mahine baad yeh reason illegal hai. Lekin phir bhi use karte hain.
🏥
Discharge pe pocket se pay karna padaCashless deny hua — apni jeb se bhara — aur ab reimbursement bhi nahi de rahe.
📄
"Documents incomplete" — collect karna unka kaam thaIRDAI rule: documents hospital se collect karna insurer ki responsibility hai.
⚖
Lawyer Rs.10,000-Rs.15,000 sirf letter padhne ke liyeItna paisa lawyer ko do ya phir claim ke liye ladho — dono nahi ho sakta.
📈
Claim ke baad premium badha diyaYeh bhi IRDAI renewal rules ke against hai. Lekin log accept kar lete hain.
Kaise Kaam Karta Hai

3 Steps. 24 Ghante. Bas itna.

Koi paperwork nahi. Koi office visit nahi. Sirf form bharo.

1
📄 Form bharo + Document upload karo
Naam, number, shehar aur rejection letter upload karo. Sirf 2 minute ka kaam. Document 100% secure hai.
2
🔍 Hum analyze karte hain
Rejection reason ko IRDAI 2024 rules se match karte hain. 24 ghante mein aapko full analysis bhejte hain.
3
✅ Appeal Letter + Guidance milta hai
Agar rejection invalid hai — Rs.219 mein professionally drafted appeal letter with step-by-step escalation guidance.
Insurance Waale Nahi Chahte Aap Yeh Jaanein

3 IRDAI Rules Jo Aapko Bachayenge

Yeh rules exist karte hain. Sirf koi batata nahi.

IRDAI Master Circular 2024

60 Mahine baad "non-disclosure" reject ILLEGAL hai

Agar aapki policy 5+ saal purani hai aur insurer "non-disclosure" ka bahana de raha hai — yeh directly IRDAI 2024 circular ka violation hai.

"After 60 months of continuous coverage, no claim can be rejected for non-disclosure unless fraud is proven."
IRDAI Circular

Cashless authorization 1 ghante mein milna chahiye

Hospital admission ke baad insurer ko 1 hour ke andar cashless approve ya deny karna hoga. Delay hua — violation hai.

"Cashless authorization must be given within 1 hour of request."
IRDAI Health Regulations

Documents collect karna insurer ki duty hai

"Incomplete documents" reject reason ke peeche chhupta hai — lekin IRDAI clearly kehta hai yeh insurance company ki zimmedari hai.

"Insurer must collect documents from hospital — policyholder cannot be penalised for missing documents."
Log Lad Rahe Hain — Aur Jeet Rahe Hain
500+

Policyholders ne SaralClaim ke through apna case review karaya. Abhi validation phase mein hain — har case personally handle karte hain.

RS
Rohit Sharma
Mumbai · Star Health (7 saal)
★★★★★

"Rs.1.8 lakh ka claim reject kiya tha 'non-disclosure' bol ke — 7 saal baad! SaralClaim ne bataya yeh IRDAI rules ke against hai. Appeal ki, insurer ne settle kiya."

✓ Rs.1.8L recovered
PP
Priya Patel
Ahmedabad · Care Health
★★★★★

"Discharge pe Rs.65,000 pocket se bhar ke ghar aaye. SaralClaim ne bataya — 'incomplete documents' reason hi invalid hai. Reimbursement appeal gaya."

✓ Case filed with IRDAI
AK
Amit Kumar
Delhi · Niva Bupa (5 saal)
★★★★★

"Lawyer se quote liya tha Rs.12,000. SaralClaim ne Rs.219 mein wahi kaam kar diya — better appeal letter bhi. Ombudsman ke paas case hai abhi."

✓ Ombudsman escalation done
Pricing — Bilkul Simple

Rs.219 mein apna haq maango.

Lawyer ki ek phone call ki keemat. Lekin result poora.

Kya milta haiKhud karoLawyer hire karoSaralClaim Rs.219
Rejection valid hai ya nahi✗✓✓
IRDAI rules analysis✗✓✓
Professionally drafted appeal letter✗✓✓
Step-by-step escalation guidance✗Sometimes✓
CostTime + frustrationRs.10,000–Rs.15,000Rs.219
Rs.219
ek case ke liye — sab kuch included
🛡
Guarantee: Agar rejection valid hai — koi charge nahi hoga. Hum sirf tab charge karte hain jab case mein merit ho.
Frequently Asked Questions

Aapke Mann Mein Kya Hai?

Kuch aur sawaal ho toh form submit karo.

Bilkul legal hai. Hum IRDAI ke publicly available regulations ka use karte hain jo har Indian policyholder ko available hain. Yeh wahi kaam hai jo ek knowledgeable friend ya consumer rights expert karta hai — aapko aapke existing rights ke baare mein inform karna.
Hum sirf tab service offer karte hain jab rejection genuinely IRDAI rules ke against ho. Jo hum guarantee karte hain: best possible case, correct escalation path, aur IRDAI/Ombudsman tak pahunchne ka road map. Agar case mein merit nahi dikh raha, hum pehle hi bol dete hain.
Analysis aur appeal letter 24 ghante mein milta hai. Insurer ke paas jaane ke baad 15-30 din lagte hain (IRDAI rule: 15 days). Agar woh nahi maante, Insurance Ombudsman se 30-90 din mein resolution milti hai — yeh free government service hai.
Haan, 100% safe hai. Aapka document sirf hum dekhte hain — analysis ke liye. Kisi third party ke saath share nahi karte. Data 30 din ke baad delete ho jaata hai.
Haan, partial settlement pe bhi appeal hoti hai. Agar unhone bina valid reason ke claim amount cut kiya hai, toh yeh bhi grievance mein ja sakta hai. Form bharo — hum assess kar lenge.
Haan — Star Health, Care Health, Niva Bupa, New India, United India, SBI Health, HDFC Ergo, Bajaj Allianz — sabhi major health insurers ke cases handle karte hain.

Ab chup mat raho.
Apna haq maango.

Insurance waale Rs.26,000 crore le gaye — sirf isliye kyunki log nahi lade.
Aap ladh sakte ho. Hum saath hain. Sirf Rs.219 mein.

📄 Abhi Case Submit Karo Free hai. 2 minute ka kaam. Ab ladna seekho. 💪